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For Home Buyers:
Why Buyers Choose Tom and Kelly Beechler - Why homebuyers looking for a real estate agents in the Big Canoe, Bent Tree and The Preserve at Sharp Mountain area choose Tom and Kelly Beechler.
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First Time Homebuyers - Are you a first time homebuyer in Big Canoe, Bent Tree and The Preserve at Sharp Mountain, GA? Choose a top real estate agents. Tom and Kelly Beechler can guide your home buying search.
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What home product makes lawn mowing easier than ever?
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| A |
The Robomow, a robot lawn mower manufactured in the UK by Friendly Machines, can cut 6,000 square yards of lawn all by itself. |
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The Beechler Group CENTURY 21 Best Mountain Properties - The Beechler 30 North Gate Station Drive #102 Marble Hill, GA 30148 Phone #: 770-893-3700 Ext. 22 Fax #: 770-893-4837 Email: tomandkellybeechler@NUMBER1EXPERT.com
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